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President
Bachelor’s degree in Civil Engineering
Behzad Pilehvar is a highly accomplished civil engineer and strategic consultant specializing in international relations, financial management, and corporate strategy. He holds a Bachelor’s degree in Civil Engineering.
With a career spanning decades, Behzad has demonstrated exceptional leadership in strategic planning and consulting management. As a strategist and executive advisor, he has collaborated with businesses and government entities to develop and implement innovative solutions that drive organizational growth. His expertise in navigating complex international markets has positioned him as a trusted partner for companies seeking to expand their global footprint.
As a visionary consultant, Behzad Pilehvar combines his engineering acumen with strategic insight to deliver impactful results for his clients, reinforcing his reputation as a leader in international business strategy and management consulting.
Chairman
Bachelor of Arts in Business
Ralph Canonaco is a distinguished leader in real estate development, with expertise in delivering over 6,000 residential units, 1.5 million square feet of high-rise buildings, five master-planned communities, retail plazas, industrial spaces, and urban renewal projects. As Chair of Rozhina Development and Canon Capital, Ralph combines strategic vision with operational excellence to shape thriving communities.
A licensed real estate broker and Tarion-certified builder, Ralph has overseen large-scale projects with a focus on sustainability and innovation. His leadership extends to serving on the Board of Directors for the Toronto Home Builders Association, Baywood Builders, and Paybank Capital, where his insights have been instrumental in driving industry growth and transformation. Ralph’s extensive knowledge of real estate development and construction financing serves as a cornerstone for Paybank Financial's success. His deep understanding of the complexities of funding and building has become a driving force behind Paybank’s ability to deliver innovative financial solutions. This expertise enables Paybank to empower developers and builders to bring their ambitious projects to life, fostering sustainable growth and community transformation across Ontario.
Ralph’s passion for development continues to fuel impactful projects, setting a standard for excellence in real estate and construction financing. His vision and dedication are the foundation of Paybank’s mission to support clients in achieving their goals through tailored and strategic financial partnerships.
Commercial Mortgage Broker and Financial Advisor
BA, Business Administration
Paul Pornour is a seasoned mortgage broker with over 15 years of experience in home financing and real estate investment solutions. Known for his ability to simplify complex financial scenarios, Paul has helped countless clients achieve their property ownership goals.
Throughout his career, Paul has worked with some of Canada’s leading financial institutions, including TD Canada Trust, where he gained valuable expertise in navigating the Canadian banking landscape. Between 2017 and 2021, he successfully facilitated over $300 million in project financing, showcasing his ability to manage large-scale financial transactions with precision and efficiency.
Paul’s personalized approach ensures that clients receive tailored mortgage solutions that align with their financial needs and long-term goals. His extensive network of lenders and financial institutions allows him to secure competitive rates, manage refinancing strategies, and provide comprehensive guidance throughout the mortgage process.
Committed to transparency and client success, Paul is a trusted advisor who empowers individuals and businesses to make informed decisions in the real estate and mortgage sectors.
Office Management and Public Relations Specialist
Sara S. Avini is an accomplished office management professional with extensive international experience and a BA in Business Administration. Fluent in Farsi, English, Arabic, and Turkish, Sara has worked in Dubai, Turkey, and Cyprus, where she honed her skills in office administration, hospitality, and entertainment industries.
With years of experience as an office clerk and personal assistant, Sara excels in managing complex tasks with precision and efficiency. Her core strengths include negotiation, multitasking, and detailed office management. Sara’s professionalism and exceptional public relations abilities enable her to foster strong relationships with colleagues, clients, and stakeholders, making her a valuable team member in any setting.
Sara’s expertise in managing diverse responsibilities and her commitment to excellence make her a vital asset to Paybank Financial, contributing to the organization’s success through her dedication and global perspective.
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